75 million Americans will receive a 2.8 percent increase in their Social Security benefits and Supplemental Security Income (SSI) payments in 2026.

Who will receive a Cost-of-living adjustment (COLA) notice?

COLA notices will be sent to retirement, survivor, and disability beneficiaries, SSI recipients, and representative payees.

Take action by November 19 to view your new benefit amount online

Starting in late November, you may be able to securely view and save your Social Security COLA notice within your personal my Social Security account.

Log in to or create an account and edit your Communication & Notification Preferences under "My Profile", to receive secure online notices, up to three weeks earlier than by mail.

What are the benefits of a personal my Social Security account?

A personal my Social Security account comes with a wide range of benefits that make managing your information easier and more secure. Many important notifications — such as the COLA notice and the 1099 and 1042S benefit statements — are available online. You don’t have to wait for them to arrive by mail or worry about them getting lost.

With your account, you can also request a replacement Social Security card, check the status of a claim, update your address, and set up or change your direct deposit information. And that’s just the beginning. New features are added regularly to enhance your experience. Log in to or create your account today and take the next step toward going digital with Social Security.